Fresno · Clovis · The Central Valley
See if your home qualifies for $0-down solar — no loan, no lien, nothing out of pocket — in about 60 seconds. Real numbers from your actual PG&E bill. No appointment, no pressure, no one at your door.
Start here
Three ways in. All free, all pressure-free. Talk to a person only when you decide it's worth your time.
Eight quick questions. Instantly see if your home fits $0-down, no-credit-stress PPA programs — and what your savings range looks like.
Check my home 02Slide to your monthly bill for an instant estimate — or send your actual PG&E bill and get a personal line-by-line breakdown within 24 hours.
Analyze my bill 03Question about a quote, a PPA, your roof, your bill? Text or call (559) 206-4056 anytime. I answer, I don't pitch, and I'm happy to help either way.
Text (559) 206-4056The 2026 rule change
On December 31, 2025, the federal 30% residential solar credit ended for anyone who buys or finances their own system. Most solar companies won't lead with that.
But providers of $0-down power purchase agreements can still claim a separate federal credit on systems they own — and competitive providers pass part of that value through as lower rates. That's why, in 2026, $0-down deals are often the sharpest pricing in solar.
I'll show you exactly how much value is passed through on any deal I place — and I'll tell you when buying still makes more sense.
Every path, explained straight
Most companies only show you the one they get paid most on. Here's the whole board — in plain English.
| $0-Down PPA | Propel — discount up front, then it's yours | Cash purchase | |
|---|---|---|---|
| Upfront cost | $0 | $0 down — roughly 30%+ knocked off the price before financing | Full price (no federal credit anymore) |
| Monthly | Flat payment or per-kWh rate — 0% escalator options exist, get it in writing | One fixed payment, 25-year term | None |
| Who owns it | The provider — buyout and transfer options built in | Transfers to you around year 5, then it's yours for good | You, day one |
| 2026 tax credit | Provider captures it; part is priced into your rate | Captured up front and handed to you as the discount | Gone for buyers |
| Maintenance | Included for the whole contract | Covered during the early years, then yours | On you |
| Best fit | Maximum savings with zero risk out of pocket | You want ownership without eating the lost tax credit | You want it simple and own it outright |
PPA programs through Enfin, Sunrun, GoodLeap and LightReach. Propel financing through Concert (loans funded by an FDIC-insured bank). Final terms, rates and eligibility come from the licensed provider and installer on your specific project — I put every fee and escalator in writing before you sign anything.
The Price Beat Promise
Bring it to me before you're locked in. I'll review the price per watt, the escalator, the fees and the financing — free, line by line, usually same day.
If I can't beat it, I'll tell you it's a good deal — and you'll walk away with a free second opinion either way. That's the whole promise.
Why people call me instead
I'm an independent solar advisor working the Central Valley. My job isn't to sell you a shiny brochure — it's to run your actual numbers, show you every option side by side, and place your project with licensed installers I'd put on my own roof.
Installation partner · 79 Google reviews · Family-owned, Fresno-based · 30-year labor, roof-penetration and inverter warranty
Licensed & bonded C-10 installation partner · Ranked in the top 3% of California's 336,000+ licensed contractors on BuildZoom
Enfin · Sunrun · GoodLeap · LightReach for $0-down PPAs — plus Propel by Concert for ownership with the discount up front, funded through an FDIC-insured bank. I match the program to your home, not the other way around.
Straight answers
With a power purchase agreement (PPA), a provider installs and owns the system on your roof, and you simply buy the power it produces — usually at a rate below what PG&E charges. No loan, no lien on your home, nothing out of pocket. The tradeoff: you don't own the system unless you buy it out later. Whether that beats buying depends on your bill and your plans — that's exactly what I help you compare, for free.
It ended December 31, 2025 for homeowners who buy or finance solar themselves. Providers of $0-down PPAs and leases can still claim a separate federal business credit on systems they own — and competitive providers pass part of that value through as lower rates. Ask any company to show you exactly how much they're passing through. I always do.
PG&E's average residential rate is about 40.6¢ per kWh in 2026 — roughly triple the national average — and a new $24/month Base Services Charge was added in March 2026. PG&E also has a request pending with state regulators for another increase starting in 2027. Solar replaces much of that usage at a lower, more predictable rate. Run your bill through the analyzer to see your specific picture.
Maybe not — but move fast. California law gives you 3 business days to cancel a home-solicitation contract (5 business days if you're 65 or older). Send me your contract and I'll review it free, same day when possible. If it's a good deal, I'll tell you it's a good deal.
PPA approval is credit-friendly — it's a service agreement, not a loan, so there's no new debt on your credit report and no lien on your home. There is a simple qualification step, but you don't need perfect credit, and checking your options costs nothing.
I can build your project around domestic-made, forced-labor-free panels. Independent researchers have tied a large share of the global panel supply chain to forced labor overseas — and since 2026, domestic content also affects the federal credits that make $0-down pricing work. Better ethics, better economics.
Sixty seconds. Zero pressure.
Check your home, run your bill, or just text me the question you'd ask a friend who knows solar.